A practical guide for Ontario freelancers and small business owners dealing with unpaid invoices, client disputes, demand letters, and Small Claims recovery.

Many newcomers, students, workers, and families in Ontario pay immigration consultants for help with applications, work permits, study permits, LMIA matters, or permanent residence pathways. In some cases, the consultant takes money but does not provide the promised service, stops responding, or refuses to refund the client. This article explains when an immigration-related payment dispute may become a monetary claim in Ontario Small Claims Court. Canadian Standard does not p